When most people think of homeowner's insurance, they usually assume it only covers events that happen to their home or events that happen inside the home. But your homeowner's policy isn't just limited to reimbursing you for structural storm damage or replacing damaged property. In fact, you'd be amazed at the many other things that a typical homeowner's insurance policy can take care of inside and outside of your home. The following explains what else your homeowners insurance can cover beyond the stuff you'd normally think of.
Protect yourself by ensuring that you have sufficient insurance coverage when driving on the road. Depending on the amount of coverage that you have, your insurance premium will vary in cost. As long as you're a safe driver, your insurance premium will continue to decrease each year; however, if you get into an accident, you can usually expect the same coverage to cost you more the next year. Unfortunately, some accidents are unavoidable, and according to car insurance industry estimates, the average American will get into a car accident once every 17.