Even if you are a cleaning fanatic, you are likely to host some unpleasant pests from time to time. Who hasn't caught a mouse or two? And cockroaches are not nearly as rare as we'd like them to be. If you were one of those unfortunate folks who brought home bedbugs from a trip, you know that scrubbing everything in sight doesn't always help. If you find your home in the midst of a bug or rodent infestation, you may naturally reach for the phone to call your insurance agent.
It's no secret that adding a teenage driver to your auto insurance policy is going to increase your premium. In fact, the cost of insurance premiums increase by 80 percent, on average, when a teenage driver is added to the policy. That much of a difference could really mess up your monthly budget. Fortunately, there are things that you can do to offset some of the cost.
Purchase a Car That's Cheap to Insure for Your Teen
When trying to choose among the multitude of insurance policies available today, many people may get so frustrated that they simply tell their agent "Just give me a standard bare-bones policy." The problem with this is that a basic policy often covers just the minimums required by law. Even though most people add collision and comprehensive insurance to cover themselves more fully, there are still a number of situations in which the more basic insurance coverage just won't work.
Even good drivers can sometimes make crucial mistakes in judgement that result in an SR-22 filing requirement to keep or reinstate driving privileges. If you have recently been notified that you are required to obtain SR-22 insurance, and feel a bit confused, the following information will help you understand the process and make the best choice for your individual situation.
What is SR-22 insurance?
Sometimes called a Certificate of Financial Responsibility (CFR), many drivers are surprised to find that an SR-22 is not actually a type of car insurance.