As a new graduate, you're probably thinking about your first job and all the exciting things that come with it. There's one thing, however, that you might not be thinking about—health insurance. If your new company offers group health insurance, here's what you need to know.
What is group health insurance?
Group health insurance is a type of coverage that an employer provides to their employees. It is typically not free but rather is offered at a discounted rate to all full-time employees.
If you're a commercial trucker and want to be protected from different scenarios on the road, it's best to get insurance before accepting any sort of jobs that require you to transport cargo at great distances. If you want a simplified shopping experience for said insurance, take these steps.
Hire a Broker if Inexperienced
If this is the first time you're getting insurance for a commercial trucking position, then you should consider hiring an insurance broker.
You worked hard, saved your money, and were finally able to buy the yacht you always wanted in order to sail around the Caribbean. The last thing you want to do now is to spend all of your remaining money on the cost of Caribbean yacht insurance. Thankfully, there are some things you can do to help keep your insurance costs to a minimum. The three money-saving tips below can help you to accomplish this goal.
It's no secret that auto insurance is a necessary evil. Not many people want to pay for something they think they'll never use. But the fact of the matter is, accidents happen every day, and you need to be prepared.
So, when should you consider getting a comprehensive car insurance policy?
When You Have a New Car
When you buy a new car, you want to protect your investment. The best way is to get comprehensive auto insurance.
Owning a car comes with many expenses, from registration and licensing to fueling, maintenance, and insurance. Some car owners shy away from insuring their vehicles adequately to reduce these costs, which often ends up costing them more than they were trying to save.
You can save if you can learn tricks to lower your auto insurance costs. You will also have peace of mind knowing you are adequately protected from the unpredictable.